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Personal Loan & Finance Brokers

All Purposes  Fast Approval  Client Focused  Results Driven 

 

Discover how our personal loan brokers can assist you with any worthwhile personal lending

need with personalised solutions, expert advice, and full life-of-loan support.

 

Our loan brokers work with over 50 lenders, to look at not just the best rates, but also

the overall loan terms, for the optimal personal loan to your situation.

We Keep It Personal

“I can lend you my money not my books.”
― Amit Kalantri, Wealth of Words

Personal Loan and Finance Brokers

Looking to finance a personal item, holiday, reno, or other private item and want to know your personal loan finance options?

We can assist with all types of personal loan financing, with flexible security and unsecured options.  Where as going to a lender will result in only their products, we can easily and quickly summarise current lender offers, and rates, and tailor a solution for you.  This generally not just saves you time and money, but also gives you comfort knowing you have received the best deal for your situation.

We can obtain financing with the main banks as well as specialty lenders, with typically no early exit and repayment fees, and a whole host of other benefits. Enquire for a call back today from one of our personal loan brokers and ensure you make the right choice on your personal loan financing today.

What do I need to get started?

All we need to know at a minimum, is estimated monthly income and expenses, current debt balances and repayment amounts, and an outline of what you want to achieve. We can then arrange our complimentary credit consult with one of our personal loan brokers to discuss how we can best assist you.

How much can I borrow?

This will largely depend on your, credit history, and monthly income and expenses and other debt facilities you may already have. For larger amounts further documentation may also be needed and we can provide a full document checklist once a quote has been provided. If you want to find out a good idea of borrowing amount, please click on our quick quote button and complete the form. One of our personal loan brokers will then call to discuss a tailored potential borrowing amount.

What will my rate be?

This is similar to the metrics used to assess borrowing limit. We can advise an estimated rate from our complimentary credit consult, or to receive a more accurate rate, please complete our quick quote and complete the form.

Does my job or location matter?

We can consider income from any industry and job type Australia wide. The location and industry may effect rate and borrowing limits, depending on the risk rating the lenders apply. Generally your credit history and length of employment, and level of other debt, are more important lender factors. Complete our quick quote or book a credit consult to find out more details.

Do you need tax returns?

Depending on loan type, we generally don’t need tax returns, though they always help to strengthen an application. We have alternative income verification steps that can utilise bank statements to calculate loan borrowing limits and interest rates, and to verify employment generally pay slips or an employment contract is needed.

Personal Finance

We can assist with most types of personal finance from secured to unsecured and for any worthwhile personal need. For secured finance, this can be against something to be bought, or if you have a fully owned car, we can sometimes use this as security on a new debt facility. Funds are normally deposited within 24 hours of approval during normal business hours.

Start today by arranging a free 30 minute credit consult with one of our personal loan brokers. From there we can advise how we can assist you, and provide value and benefits around utilising our team for for all your personal finance needs.

Loans Done Right

We have seen the effects of good and less-ideal finance over the years. Our mission is to ensure that all personal loans will provide true benefits, and meet your needs and objectives for today and tomorrow. We aim for lenders who have no on-going fees, no early repayment or exit fees, and who provide competitive rates and finance terms.

Our process starts with a completely no-obligation pre-assessment from one of our senior brokers where you will have the chance to discuss any questions you may have. Book an appointment now or apply for a non-committal quick quote to view our tailored personal loan solutions.

Typical Personal Loans Include

Direct deposit to you

Competitive interest rates

No early payout fees

Zero or minimal account fees

Tailored features

Easy account management

Our Clients Choose Us For

Open & transparent process

Quick loan application

No commitment pre-assessments

Honest loan feedback

Full life-of-loan support

High success rate

What does it take for a typical personal loan?

 

The requirements of each loan first start with working out your needs, wants, and objectives, and then aligning this against your current financial position. From there we can work out which lender, and which of their finance products, is likely going to suit you the best. This will result in different document and verification requirements, which can also be tailored to what is available. We do this all in an efficient transparent way, and generally can show you the top three to five comparisons, and reasons for our finance choice – with the ultimate decision in your hands.

We reverse engineer your financial position, wants and needs, and future objectives, to align you with the most beneficial lender.

Full Doc Loans

  • 2 x Payslips
  • ATO Tax Returns
  • Financial Records
  • 1-2 Years ABN NOAs
  • Clear Credit History

Specialists Loans

  • Exotic assets
  • Non-conforming security
  • Difficult income verification
  • Case by case assessments
  • Special loan needs

Low Doc Loans

  • No tax returns
  • Alternative income
  • Bank statements
  • Short trading history
  • Private lenders

Credit Impaired

  • Discharged bankrupt
  • Listed defaults
  • Late payments
  • Low credit score
  • Limited credit history

Secured Car Loans

From 6.29%

pa
Request Call Back
  • From 6.29% Comparison rate
  • Dealer or private purchase
  • Up to 120% security value
  • Minimum $10K facility
  • Free pre-assessment
  • Older and exotic models

Unsecured Personal Loans

From 6.99%

Pa
Request Call Back
  • From 6.99% Comparison rate
  • Additional cash out options
  • No early repayment fees
  • Up to $200K per household
  • Free pre-assessment
  • Up to 7 year loan terms

Other Secured Loans

From 6.29%

Pa
Request Call Back
  • From 6.29% Comparison rate
  • Use an already owned asset
  • No early repayment fees
  • Up to 100% security value
  • Free pre-assessment
  • Unlock your vehicle’s equity

What type of home car holiday boat personal business loan are you dreaming of today?

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