Investment Property Loan Brokers
50+ Lenders Top 3 Options Client Focused Results Driven
Looking for the best deal on your next investment property loan? Our brokers trawl through over 50 lenders to find the top 3 offers,
plus 2 more just to be sure, for the optimal property investment loan. We also partner with a network of buyers agents,
developers, and real estate agents for a wholistic investment loan and finance approach.
There are many options and angles to investment property finance and our loan brokers understand the unique needs,
requirements, and elements for investment finance and can tailor a solution to
align you with the most beneficial lender to best suit your needs.
Orchard Lending investment loan brokers go above and beyond to secure the best deals,
provide you with honest expert advice, and full life-of-mortgage support.
“A debt that lends itself to a long term benefit, may appear in fact to be no debt at all” – K. Orchard
Investment Property Loan Brokers
An investment property loan can help you in leveraging your current financial successes in further wealth generation. We understand all facets of investment property loans, and how smart, well planned out finance, can assist in your long term goals. Our aim is to not just simplify the process to ‘get you finance’ but to set you up with a finance solution that suits your financial needs and wants now, but also aims to grow your financial prosperity far into the future.
We can assist with all types of investment loan financing, with over 50 lenders to uncover the top 5 deals for you and the transparent reasons of the one we recommend. Where as going to a lender will result in only their products, we can easily and quickly summarise current lender offers, and rates, and tailor a solution for you. This generally not just saves you time and money, but also gives you comfort knowing you have received the best deal for your investment property loan situation.
We can obtain financing with the main banks as well as specialty lenders, with typically no early exit and repayment fees, and a whole host of other benefits. Enquire for a call back today from one of our property investment loan brokers and ensure you make the right choice on your investment financing needs today.
All we need to know at a minimum, is estimated monthly income and expenses, current debt balances and repayment amounts, and an outline of what you want to achieve. We can then arrange our complimentary credit consult with one of our investment property loan brokers to discuss how we can best assist you.
This will largely depend on your credit history and monthly income and expenses and other debt facilities you may already have. We can generally start with estimates to give you a rough estimate, and afterwards provide a full document checklist once a quote has been provided. If you want to find out a good idea of borrowing amount, please click on our call back form to discover how our brokers can assist. One of our investment property loan brokers will then call to discuss a tailored potential borrowing amount.
This is similar to the metrics used to assess borrowing limit. We can advise an estimated rate from our complimentary credit consult, or to receive a more accurate rate, please complete our call back form to see how we can assist.
We can consider income from any industry and job type Australia wide. The location and industry may effect rate and borrowing limits, depending on the risk rating the lenders apply. Generally your credit history, property details, and level of other debt, are more important lender factors. Complete our call back form or book a credit consult to find out more details.
For self-employed applicants we have alternative income verification methods. These can utilise bank statements, BAS or accountant declarations to calculate loan borrowing limits and interest rates. Even if recently employed, we can also assist as generally pay slips or an employment contract is all that’s needed. For the use of other business income such as rental income from other property investments, bank transactions, rental agreements, or a real estate agents rental appraisal may also be utilised for income assessment.
Investment Property Finance
& Loan Brokers
For brokers, investment property loans are usually the most complex that will be dealt with. This is because it’s not just the loan, but also valuers, conveyancers, real estate agents, and possibly developers thrown into the mix. Our mortgage and property investment loan brokers are adept at dealing with all the challenges that come about from an initial loan enquiry, all the way through to you putting the key in your own door.
Start today by arranging a free 30 minute credit consult with one of our property investment loan brokers. From there we can advise how we can assist you, and provide value and benefits around utilising our team for all your investment finance needs, and show how we can best assist.
An investment property loans is likely for one of your bigger financial decisions in your life. Our mission is to ensure that all investment property loans will provide true benefits, and meet your needs and objectives for today and tomorrow. We aim for lenders who have no or minimal on-going fees, no early repayment or exit fees, and who provide competitive rates and finance terms.
Our process starts with a completely no-obligation pre-assessment from one of our senior brokers where you will have the chance to discuss any questions you may have. Book an appointment now to view our tailored investment property loan solutions.
Typical Property Investment Loan
Established or Construction
Competitive interest rates
No early payout fees
Zero or minimal account fees
Easy account management
Our Clients Choose Us For
Open & transparent process
Quick loan application
No commitment pre-assessments
Honest loan feedback
Full life-of-loan support
High success rate
What does it take for an investment property loan?
The requirements of each loan first start with working out your needs, wants, and objectives, and then aligning this against your current financial position. From there we can work out which lender, and which of their finance products, is likely going to suit you the best. This will result in different document and verification requirements, which can also be tailored to what is available. We do this all in an efficient transparent way, and generally can show you the top three to five comparisons, and reasons for our finance choice – with the ultimate decision in your hands.
We reverse engineer your financial position, wants and needs, and future objectives, to align you with the most beneficial lender.
Full Doc Loans
- 2 x Payslips
- ATO Tax Returns
- Financial Records
- 1-2 Years ABN NOAs
- Clear Credit History
- Exotic assets
- Non-conforming security
- Difficult income verification
- Case by case assessments
- Special loan needs
Low Doc Loans
- No tax returns
- Alternative income
- Bank statements
- Short trading history
- Private lenders
- Discharged bankrupt
- Listed defaults
- Late payments
- Low credit score
- Limited credit history
Investor Home Loan
- 5.95% Comparison rate
- Clear credit score
- Up to 80% LVR
- Refinance Cashbacks
- Free pre-assessment
- Redraw included
Low Doc Inv. Loan
- 6.95% Comparison rate
- No tax returns needed
- ABN >12 months
- Unlimited equity release
- Up to 80% LVR/20% deposit
- Up to $2M loan amount
Fixed Investor Home Loan
- 7.14% Comparison rate
- 2 Year fixed rate
- Refinance cashbacks
- >$1M further discounts
- Free pre-assessment
- 100% redraw allowable