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All Property Finance Brokers

Fast Pre-Approvals 

50+ Lender’s Offers

Free Consults 

High Success Rates

Our property finance and mortgage brokers can assist you in your short and long-term investment property goals and strategies. All aspects of property finance can be assisted and usually starts with us examining your financial positions and details, compare investment loans, and negotiate with lenders on your behalf. This is all done obligation free, with generally no fees payable by you to us, or any ‘hidden’ fees from the lender.

As well as pre-assessments, our property finance brokers assist you with the complete loan application process, from loan selection to settlement, and assist with all queries and support you may need along the way.. We also assist you beyond settlement, by keeping you up to date on industry developments, latest lender deals and offers, and may be able to negotiate a different rate if your circumstances change.

Each loan and application procedure is unique to our current situation, plans and strategies. Our finance brokers can walk you through each step of the process and complete all pre-checks to maximise chances of success. You are not obligated to accept the first loan we may suggest and this is why we always have multiple options; If you are dissatisfied with any choices, just ask the broker to provide others. This can be as you may have a preferred lender, such as your present bank, or previous poor experiences with a lender we may suggest.

We know it’s not always about only the cheapest rate, and want to ensure whatever loan is applied for, you are ultimately in control and feel comfortable you have been given a number of suitable options to choose from.

Securing Your Future Wealth

“Don’t wait to buy real estate. Buy real estate and wait.” – Will Rogers, actor

Fast Pre-Approvals

Available Today

Free Consults

Property Finance Brokers Australia Wide

Looking to finance a home, investment, commercial, or even rural zone property and need a property finance broker to assist? We have regular contact with a wide variety of lenders, some of whom you may not even know about. We can steer you away from certain lenders with onerous payment terms buried in their mortgage contracts, and easily show comparisons from major banks and over 50 lenders. 

We can assist with all types of property finance broker solutions and products, with flexible fixed, variable, and split loan options.  Where as going to a lender will result in only their products, we can easily and quickly summarise current lender offers, and rates, and tailor a solution for you.  This generally not just saves you time and money, but also gives you comfort knowing you have received the best deal for your property loan finance needs.

We can obtain property finance quotes with no upfront documents or credit checks needed, with whole host of other benefits. Enquire for a call back today from one of our credit specialist and ensure you make the right choice on your property finance and loan broker needs no matter what property type you are looking at.

Frequently Asked Questions

What do I need to get started?

All we need to know at a minimum, is estimated monthly income and expenses, current debt balances and repayment amounts, and an outline of what you want to achieve. We can then arrange our complimentary credit consult with one of our loan brokers to discuss how we can best assist you.

How much can I borrow?

This will largely depend on your credit history and monthly income and expenses and other debt facilities you may already have. For larger amounts further documentation may also be needed and we can provide a full document checklist once a quote has been provided. If you want to find out a good idea of borrowing amount, please book one of our online credit consults or give us a call today. One of our loan brokers can then discuss a tailored potential borrowing amount.

What will my rate be?

This is similar to the metrics used to assess borrowing limit. We can advise an estimated rate from our complimentary credit consult, or to receive a more accurate rate, please get in contact with us to arrange your tailored loan quote.

Does my job or location matter?

We can consider income from any industry and job type Australia wide. The location and industry may effect rate and borrowing limits, depending on the risk rating the lenders apply. Generally your credit history, property details, and level of other debt, are more important lender factors.

Do you need tax returns?

For self-employed applicants we have alternative income verification methods. These can utilise bank statements, BAS or accountant declarations to calculate loan borrowing limits and interest rates. Even if recently employed, we can also assist as generally pay slips or an employment contract is all that’s needed. This will all depend upon your loan requirements and other mitigating circumstances which we can discuss when you call.

Property Finance Details

We can assist with many types of property finance broker services from a large range of lender facilities. Depending on your situation, we can also wrap debt consolidation into new lending if you want to purchase something at the same time, to optimise your loan efficiency.

Our main aim though is to put you in a better position, free you from the debt cycle, and ensure any further lending is aligned with your current and future needs, and objectives, and will bring you true benefits.

Taking out a new mortgage or negotiating with a new lender may incur a variety of expenses. These include origination, application, and appraisal expenses. Sometimes our brokers may be able to convince lenders to eliminate some or all of these costs, saving you hundreds to thousands of dollars.

As a house loan is a long-term debt, even a little differences in interest accumulates over time. This is why it’s critical to examine the interest rate when applying for a house loan and why we ensure all fees and costs are included to give a proper view of the long-term costs. We can help to consider the impact of principle and interest repayments vs interest-only repayments.

Most clients prefer principle and interest as you make periodical repayments of the amount borrowed (the principle), and you pay interest on that amount. For certain situations though, interest only may be more beneficial and we can provide a cost comparison to help you deice which better suits you. 

Start today by arranging a free 30 minute credit consult with one of our loan brokers. From there we can advise how we can assist you, and provide value and benefits around utilising our team for all your property finance broker needs.

Things To Consider

1. Understand Your Needs and Goals.

While our brokers can assist in aligning with the best lenders for your situation, it’s important you can provide your own needs and goals from any finance, including what you are wanting to achieve in the short and longer term.

2. Affordability

Work out what you can comfortably afford to borrow, meaning not just what we can advise would lend, but also how you would feel on a week to week basis meeting your current as well as proposed obligations. 

3. Compare Options

We will always provide a number of options for lending, but it may be good to also consider your options for property choices. This may be dependent on whether it’s investment or owner occupier, and whether you have spoken to a buyer’s agent or will do your own research. 

4. Loan Structure

Consider how each loan works and what it costs, as well as structure. This may also mean speaking to a financial planner, and considering whether it’s better to own properties within your own name, a trust or company, or the pros and cons of SMSF property ownership. 

5. Settlement

Our brokers can assist with all loan aspects pre and post settlement, but it’s also good to consider other parties who can assist with settlement including a conveyancer and/or a specific property lawyer. Any contract should be expertly reviewed before signing.

What does it take for a property finance loan?


The requirements of each loan first start with working out your needs, wants, and objectives, and then aligning this against your current financial position. From there we can work out which lender, and which of their finance products, is likely going to suit you the best. This will result in different document and verification requirements, which can also be tailored to what is available. We do this all in an efficient transparent way, and generally can show you the top three to five comparisons, and reasons for our finance choice – with the ultimate decision in your hands.

We reverse engineer your financial position, wants and needs, and future objectives, to align you with the most beneficial lender.

Full Doc Loans

  • 2 x Payslips
  • ATO Tax Returns
  • Financial Records
  • 1-2 Years ABN NOAs
  • Clear Credit History

Specialists Loans

  • Exotic assets
  • Non-conforming security
  • Difficult income verification
  • Case by case assessments
  • Special loan needs

Low Doc Loans

  • No tax returns
  • Alternative income
  • Bank statements
  • Short trading history
  • Private lenders

Credit Impaired

  • Discharged bankrupt
  • Listed defaults
  • Late payments
  • Low credit score
  • Limited credit history

Clear Home Loan

From 5.95%

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  • 6.15% Comparison rate
  • Clear credit score
  • Up to 80% LVR
  • Refinance Cashbacks
  • Free pre-assessment
  • Redraw included

Low Doc Mortgage

From 6.55%

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  • 6.95% Comparison rate
  • No tax returns needed
  • ABN >25 months
  • Maximise equity release
  • Up to 90% LVR/20% deposit
  • Up to $3M loan amount

Fixed Home Loan

From 6.45%

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  • 6.45% Comparison rate
  • 1-2 Year fixed rate
  • Offset Options
  • >$1M further discounts
  • Free pre-assessment
  • 100% redraw allowable