We negotiate better rates with multiple lenders for you

  • macquarie-bank
  • bank-sydney
  • latitude-finance
  • latitude-finance
  • latitude-finance
  • citi-bank
  • judo
  • qudos
  • anz
  • ing-direct
  • st-george-bank
  • pepper-money
  • westpac-bank
  • suncorp-bank
  • amp-company

Text 0411965931 to arrange your complimentary  broker call back

About us

Who Are We? Assisting with all types of finance from mortgages, personal loans, car and asset finance, debt consolidation, business finance and more. We take the hassle and guess work out of finance applications, and work to present you in the best possible light. We negotiate direct with lenders and can typically achieve extremely competitive [...]

Mortgage Home Loan Brokers

Home Loan Marketplace When you walk into a bank branch, or approach one lender, you only get to see what their offering is. Additionally, their products may not be the best ones aligned to your specific situation. By utilising our home loan broker service. we take the time and hassle out of doing all this [...]

Discount Secured Car Loans

Looking for a good rate discount secured car loan? There are many options for car loans, with options from car yards themselves, and lenders how don't fully understand the secured car finance sector. We can assist you with all types of car finance from standard personal secure loans, up business novated leases, hire purchase, and [...]

Debt Consolidation Loans

After a debt consolidation loan? Debt consolidation loans can be a large help on your current debt repayments. We offer a fully free, no-obligation credit review where we look at your current debts, discuss your current and future needs, and look how a consolidation loan may help your current situation. Debt consolations can be hugely [...]

Commercial Property Loans

After A Commercial Property Loan? We have had extensive experience over the years with both sides of the commercial loan market, with both owners and tenants. This enables us to assist our commercial loan clients, to not just seek approval on a commercial property loan, but also understand the requirements of the asset, and how [...]

Business Loans

After A Business Loan? Whether for asset, cash flow, invoice factoring and more, we can assist. We can offer all types of loans that can assessed in full financials, low doc, alt doc, and other income verification methods. Additionally, none of our applications incur a full credit check until after initial assessments and feedback to; [...]

Property Investment Loans

Looking for property investment loans? Property investing has proven incredibly lucrative for many investors. Central to the success of a financial investing strategy is ensuring the finance side is maximised for success.  We have a team of dedicated property finance specialists and also investment property and buying agents. Not only can we assist you in [...]


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Low Credit Score? Defaults? Free Credit Repair Consults – Click Here

Low Credit Score? Defaults? Free Credit Repair Consults – Click Here

Home Loan Brokers

Commercial Loans

Personal Loans

Property Investment

Business Loans

Low Doc Bad Credit

Car Loans

Debt Consolidation

Let Us Do The Leg Work – Text 0411965931 For A Call Back

Commercial Property Buy?

Is Commercial property entering the buy zone?

Green Loans

Lower your carbon footprint with discount rate Green Loans

New Business Loans

Business Loans suited to your circumstances and needs

CitiBank New Offer

Citibank latest interest rate discount and cashback promotion

High Auction Dangers

What happens at auction when you overpay the market price?

Stamp Duty Waivers

See if you can apply for a stamp duty waver or concession

No Deposit Mortgages

Do no deposit mortgages exist? Find out if you are eligible and how to apply

Commercial Loans

It’s easier than ever to get on the commercial ladder, with new lending conditions

We Can Help Protect Your Credit Score РText 0411965931 To Find Out How

Calculate Repayments

Rate Estimates

Credit Impairements

Free Consults

No obligation free consult sessions text 0411965931 or full contacts click here

Loan FAQs

How Long Will My Loan Take?

This very much depends on your circumstances, loan type and details, and your individual financial position. The best way is to give us a quick call or email, outline briefly what you are trying to achieve, and what you need. We can take it from there.

What Do I Need To Get Started?

Generally we need to verify ID, income, source of funds for deposits, liabilities, credit history, and a few other details. Just note we don’t pass anything onto lenders before confirming with you, and all our inquiries before full assessment are free and don’t count as a credit ‘hit’ (inquiry)

My Credit Score Is Low - What Can You Do?

We deal a lot with this and have an in house accountant offering free credit reviews. We can assist with potential removals, or mitigate the score by aligning you with an appropriate lender. Additionally we offer a free Credit Advisory Service to layout a road map to better credit health. Just ask us today.

What's Your Best Interest Rate?

We have direct access to Lender BDMs so can discus in person with them, and negotiate a rate based on your circumstances. Generally we can get rates that are off-market, depending on loan type, details, and amount, and we can also obtain features from lenders that you may not be aware of (i.e. Frequent Flyer Points, Rate Reviews etc)

I Have A Few More Questions

No problems. Contact us on the message form to next to this FAQ, and one of our credit assessors will answer as soon as possible. Or you can also email us direct info@orchardlending.com.au

What Licenses Do You Hold?

Australian Financial Complaints Authority – 72553, ASIC Credit Rep 518496, Institute Of Public Accountants 287352, Finance Brokers of Australia Association M-345392, ABN (Est. 2005) 93071084023. Plus all required training, CPD points, insurances and accreditations.