Debt Consolidation Loans

All we need to know at a minimum, is estimated monthly income and expenses, current debt balances and repayment amounts, and an outline of what you want to achieve. We can then arrange our comprehensive debt review, to look at each debt in isolation and as part of your overall debt scenario. We can then advise the optimal path and seek your feedback for further discussions.

This will largely depend on your, credit history, and monthly income and expenses and the other types debt facilities you may already have. For larger amounts further documentation may also be needed and we can provide a full document checklist once a quote has been provided. If you want to find out a good idea of borrowing amount, please click on our quick quote button and complete the form. One of our debt consolidation specialists will then call to discuss a tailored potential borrowing amount.

This is similar to the metrics used to assess borrowing limit. We can advise an estimated rate from our complimentary credit consult, or to receive a more accurate rate, please complete our quick quote and complete the form.

We can consider income from any industry and job type Australia wide. The location and industry may effect rate and borrowing limits, depending on the risk rating the lenders apply. Generally your credit history and length of employment, and level and type of other debt, are more important lender factors. Complete our quick quote or book a credit consult to find out more details.

Depending on loan type, we generally don’t need tax returns, though they always help to strengthen an application. We have alternative income verification steps that can utilise bank statements to calculate loan borrowing limits and interest rates, and to verify employment generally pay slips or an employment contract is needed.