Car Loan Finance Brokers
New & Used Fast Approval Client Focused Results Driven
Discover how our car loan brokers can assist you whether
you are after new, used, or exotic car purchasing.
Our brokers can provide optimal solutions, expert advice, and full
life-of-loan support for your next car finance needs.
“I couldn’t find the sports car of my dreams, so I built it myself.”
― Ferdinand Porsche
Car Loan Finance Brokers
A car is typically one of our larger financial commitments. Whether new or used, or your exotic dream car, purchasing a vehicle is more than just a numbers based decision, with a car forming likely a part of many years of memories and events. With this in mind, we can to ensure every client feels just as happy with their provided car finance as they do the vehicle itself.
We can assist with all types of car loan financing, with flexible security and unsecured options if you prefer maximum flexibility. Where as going to a lender will result in only their products, we can easily and quickly summarise current lender offers, and rates, and tailor a solution for you. This generally not just saves you time and money, but also gives you comfort knowing you have received the best deal for your situation.
We can obtain financing with the main banks as well as specialty lenders, with typically no early exit and repayment fees, and a whole host of other benefits. Enquire for a call back today from one of our car loan brokers and ensure you make the right choice on your car financing today.
What do I need to get started?
All we need to know at a minimum, is estimated monthly income and expenses, current debt balances and repayment amounts, and a rough idea of the car you are looking to purchase. We can then arrange our complimentary credit consult with one of our car loan brokers to discuss how we can best assist you.
How much can I borrow?
This will largely depend on your, credit history, and monthly income and expenses and other debt facilities you may already have. For larger amounts further documentation may also be needed and we can provide a full document checklist once a quote has been provided. If you want to find out a good idea of borrowing amount, please click on our quick quote button and complete the form. One of our personal loan brokers will then call to discuss a tailored potential borrowing amount.
What will my rate be?
This is similar to the metrics used to assess borrowing limit. We can advise an estimated rate from our complimentary credit consult, or to receive a more accurate rate, please complete our quick quote and complete the form.
Does my job or location matter?
We can consider income from any industry and job type Australia wide. The location and industry may effect rate and borrowing limits, depending on the risk rating the lenders apply. Generally your credit history and length of employment, and level of other debt, are more important lender factors. Complete our quick quote or book a credit consult to find out more details.
Do you need tax returns?
Depending on loan type, we generally don’t need tax returns, though they always help to strengthen an application. We have alternative income verification steps that can utilise bank statements to calculate loan borrowing limits and interest rates, and to verify employment generally pay slips or an employment contract is needed.
Am I limited to what car I can buy?
Lenders generally have strict requirements about the vehicles they will use as security. This can definitely be an issue for later model, exotic, and modded vehicles where the enhancements don’t reflect the usual book value method. Our specialist car loan brokers are experts in ensuring the best lender recommended is the one that is aligned to your situation the most, and will even show you other comparative lenders, and explain why the recommended lender is so.
Car Loan Finance
We can assist with most types of car loan finance from secured to unsecured for maximum flexibility. For secured finance, this can be against something to be bought, or if you have a fully owned car, we can sometimes use this as security on a new debt facility to purchase an additional vehicle. Funds are normally deposited within 24 hours of approval during normal business hours and can be paid direct to you, the dealer, or the private seller, depending on what works best.
Start today by arranging a free 30 minute credit consult with one of our car loan brokers. From there we can advise how we can assist you, and provide value and benefits around utilising our team for for all your car finance needs.
Loans Done Right
Our mission is to ensure that all car loans will provide true benefits, and meet your needs and objectives for today and tomorrow. We aim for vehicle lenders who have no on-going fees, no early repayment or exit fees, and who provide competitive rates and finance terms. We understand it’s more than just an interest rate, and want to ensure that all facilities opened are from reputable lenders with a great track record of customer service, and delivering on excellence,
Our process starts with a completely no-obligation pre-assessment from one of our senior car loan brokers where you will have the chance to discuss any questions you may have. Book an appointment now or apply for a non-committal quick quote to view our tailored car loan solutions.
Typical Car Loan Finance
Secured & unsecured options
Competitive interest rates
No early payout fees
Zero or minimal account fees
Free valuations
Easy account management
Our Clients Choose Us For
Open & transparent process
Quick loan application
No commitment pre-assessments
Honest loan feedback
Full life-of-loan support
High success rate
What does it take for a typical car loan?
The requirements of each loan first start with working out your needs, wants, and objectives, and then aligning this against your current financial position. From there we can work out which lender, and which of their finance products, is likely going to suit you the best. This will result in different document and verification requirements, which can also be tailored to what is available. We do this all in an efficient transparent way, and generally can show you the top three to five comparisons, and reasons for our finance choice – with the ultimate decision in your hands.
We reverse engineer your financial position, wants and needs, and future objectives, to align you with the most beneficial lender.
Full Doc Loans
- 2 x Payslips
- ATO Tax Returns
- Financial Records
- 1-2 Years ABN NOAs
- Clear Credit History
Specialists Loans
- Exotic assets
- Non-conforming security
- Difficult income verification
- Case by case assessments
- Special loan needs
Low Doc Loans
- No tax returns
- Alternative income
- Bank statements
- Short trading history
- Private lenders
Credit Impaired
- Discharged bankrupt
- Listed defaults
- Late payments
- Low credit score
- Limited credit history
Secured Car Loans
From 8.95%
pa Request Call Back
- 9.25% Comparison rate
- Dealer or private purchase
- Up to 120% security value
- Minimum $10K facility
- Free pre-assessment
- Longer loan terms available
Unsecured Car Loans
From 9.75%
Pa Request Call Back
- 10.45% Comparison rate
- Funds paid to you
- No early repayment fees
- Up to $120K per household
- Free pre-assessment
- Maximum flexibility
Other Secured Loans
From 8.95%
Pa Request Call Back
- 9.75% Comparison rate
- Use an already owned asset
- No early repayment fees
- Up to 100% security value
- Free pre-assessment
- Free valuations
What type of home car holiday boat personal business loan are you dreaming of today?
A little of what we’ve been up to
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