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Contact & Bookings

Fast Pre-Approvals  

  50+ Lender’s Offers 

Free Consults  

Refinance Specialists 

Contact us today for all your personal, business, and investment loan needs. You can book a remote credit consult or come visit us in our Mosman (Sydney) office. Our brokers are available 7 days and after hours, either through our online bookings system, or call us 7 days and after hours on 1300809870.

Our loan refinance team trawl through over 50 lenders to find the top 3 offers, plus 2 more just to be sure, for all your mortgage and loan refinance needs. Our  loan brokers go above and beyond to secure the best deals, provide you with honest expert advice, and full life-of-loan broker support.


We are available for in-store and remote credit consults 7 days and after hours.

Please complete the form below for a call back, call us on 1300809870, or click here to view available remote booking times.


Shop 30 – Bridgepoint Shopping Centre, 1-3 Brady Street, Mosman, 2088. Walk-ins welcome with general office hours 9-5 Weekdays. Other times available by appointment. Click to call direct (02) 8999 9307.


Available Australia wide 7 days and after hours – please call for service on 1300809870, complete our call back forms, or book a remote credit consult.

Value Driven Change

‘A big part of financial freedom is having your heart and mind free from worry about the what-ifs of life.’ —Suze Orman

Fast Pre-Approvals

Available Today

Free Consults

Mortgages, Personal & Business Loans

Are you Looking to pay down debt quicker, consolidate other debts, or just want to save on interest? Our refinance loan brokers can help with all types of refinance loans by first looking at your current finance facilities, and comparing to how we may be able to offer a better deal. We can assist all refinance deals from mortgages, to personal and business loans, and other debt facilities you may currently have.

We can assist with all types of refinance financing, with flexible security and unsecured options.  Where as going to a lender will result in only their products, we can easily and quickly summarise current lender offers, and rates, and tailor a solution for you.  This generally not just saves you time and money, but also gives you comfort knowing you have received the best deal for your situation.

We can obtain financing with main and private lenders, with no early exit and repayment fees, and a whole host of other benefits as listed below. Enquire for a call back today from one of our credit specialist and ensure you make the right choice on your refinance loan requirements.

Frequently Asked Questions

What do I need to get started?

All we need to know at a minimum, is estimated monthly income and expenses, current debt balances and repayment amounts, and an outline of what you want to achieve. We can then arrange our complimentary credit consult with one of our loan brokers to discuss how we can best assist you.

How much can I borrow?

This will largely depend on your credit history and monthly income and expenses and other debt facilities you may already have. For larger amounts further documentation may also be needed and we can provide a full document checklist once a quote has been provided. If you want to find out a good idea of borrowing amount, please book one of our online credit consults or give us a call today. One of our loan brokers can then discuss a tailored potential borrowing amount.

What will my rate be?

This is similar to the metrics used to assess borrowing limit. We can advise an estimated rate from our complimentary credit consult, or to receive a more accurate rate, please get in contact with us to arrange your tailored loan quote.

Does my job or location matter?

We can consider income from any industry and job type Australia wide. The location and industry may effect rate and borrowing limits, depending on the risk rating the lenders apply. Generally your credit history, property details, and level of other debt, are more important lender factors.

Do you need tax returns?

For self-employed applicants we have alternative income verification methods. These can utilise bank statements, BAS or accountant declarations to calculate loan borrowing limits and interest rates. Even if recently employed, we can also assist as generally pay slips or an employment contract is all that’s needed. This will all depend upon your loan requirements and other mitigating circumstances which we can discuss when you call.

Refinance Mortgage

& Loan Brokers

We can assist with many types of refinancing for  mortgages, personal and business loans rom a large range of lender facilities. Depending on your situation, we can also wrap debt consolidation or cash out into refinanced loans if you want to purchase something at the same time, to optimise your loan efficiency. Our main aim though is to put you in a better position, free you from the debt cycle, and ensure any further lending is aligned with your current and future needs, and objectives, and will bring you true benefits.

Start today by arranging a free 30 minute credit consult with one of our loan brokers. From there we can advise how we can assist you, and provide value and benefits around utilising our team for for all your loan refinance needs.

Your Tailored

Loan Service

A mortgage or other large purchase is likely for one of your bigger financial decisions of your life. Our mission is to ensure that all loan refinances will provide true benefits, and meet your needs and objectives for today and tomorrow. We aim for lenders who have no or minimal on-going fees, no early repayment or exit fees, and who provide competitive rates and finance terms. We only want the true best of the best lenders. 

Our process starts with a completely no-obligation pre-assessment from one of our senior brokers where you will have the chance to discuss any questions you may have. Book an appointment now to discuss your tailored refinance mortgage & loan solutions.

What does it take for a mortgage, personal or business loan refinance?


The requirements of each loan first start with working out your needs, wants, and objectives, and then aligning this against your current financial position. From there we can work out which lender, and which of their finance products, is likely going to suit you the best. This will result in different document and verification requirements, which can also be tailored to what is available. We do this all in an efficient transparent way, and generally can show you the top three to five comparisons, and reasons for our finance choice – with the ultimate decision in your hands.

We reverse engineer your financial position, wants and needs, and future objectives, to align you with the most beneficial lender.

Full Doc Loans

  • 2 x Payslips
  • ATO Tax Returns
  • Financial Records
  • 1-2 Years ABN NOAs
  • Clear Credit History

Specialists Loans

  • Exotic assets
  • Non-conforming security
  • Difficult income verification
  • Case by case assessments
  • Special loan needs

Low Doc Loans

  • No tax returns
  • Alternative income
  • Bank statements
  • Short trading history
  • Private lenders

Credit Impaired

  • Discharged bankrupt
  • Listed defaults
  • Late payments
  • Low credit score
  • Limited credit history