Fast Pre-Approvals
All Destinations
Free Consults
24 Hour Funding (TACs)
Are you thinking of a vacation but don’t quite have the funds to make it happen? Do you day-dream about travels in faraway lands or imagine yourself laying on a lonely sandy beach, listening to the waves? Your holiday fantasies may not be as far-fetched as they seem with our travel loan finance brokers able to help you to be relaxing on that sun lounger sooner.
An Unsecured Personal Loan for Travel operates similarly to an Unsecured Personal Loan. Depending on your circumstances, you may borrow anywhere from $5,000 to $150,000, with loan terms ranging from 1 to 7 years; depending on your circumstances. Generally our brokers can also assist in finding lenders with no or minimal setup and account fees, with no early payout fees or penalties.
Once our travel and holiday loan broker have hopefully assisted in your loan application, funds will be given to you in one single payment to your nominated account; allowing you to conveniently access your funds and begin arranging your trip as soon as possible.
Start the conversation today with one of our brokers to best assist you in all your holiday and travel plan needs.
Great Escape Financing
“Take vacations, go as many places as you can, you can always make money, you can’t awakes make memories.” – Anon
Fast Pre-Approvals
Available Today
Free Consults
Holiday Loan & Finance Brokers
Looking for a holiday loan and finance broker for your next vacation, long term adventure, or lazy weekend get aways?
We can assist with all types of vacation getaway and holiday loan financing, with flexible security and unsecured options. Where as going to a lender will result in only their products, we can easily and quickly summarise current lender offers, and rates, and tailor a solution for you. This generally not just saves you time and money, but also gives you comfort knowing you have received the best deal for your situation.
We can assist in obtaining financing offers from our large panel of lenders, and most loans come with no early exit and repayment fees, and a whole host of other benefits. Enquire for a call back today from one of our loan brokers for all your holiday and travel plan needs, all with an initial completely free, no-obligation credit consult.
Once settled, we can also assist with full life of loan support, as well as assisting with any further requirements you may have. Our brokers strive to ensure you make the right choice on your getaway, vacation, and holiday loan financing today.
Frequently Asked Questions
What do I need to get started?
All we need to know at a minimum, is estimated monthly income and expenses, current debt balances and repayment amounts, and an outline of what you want to achieve. We can then arrange our complimentary credit consult with one of our loan brokers to discuss how we can best assist you.
How much can I borrow?
This will largely depend on your credit history and monthly income and expenses and other debt facilities you may already have. For larger amounts further documentation may also be needed and we can provide a full document checklist once a quote has been provided. If you want to find out a good idea of borrowing amount, please book one of our online credit consults or give us a call today. One of our loan brokers can then discuss a tailored potential borrowing amount.
What will my rate be?
This is similar to the metrics used to assess borrowing limit. We can advise an estimated rate from our complimentary credit consult, or to receive a more accurate rate, please get in contact with us to arrange your tailored loan quote.
Does my job or location matter?
We can consider income from any industry and job type Australia wide. The location and industry may effect rate and borrowing limits, depending on the risk rating the lenders apply. Generally your credit history, property details, and level of other debt, are more important lender factors.
Do you need tax returns?
For self-employed applicants we have alternative income verification methods. These can utilise bank statements, BAS or accountant declarations to calculate loan borrowing limits and interest rates. Even if recently employed, we can also assist as generally pay slips or an employment contract is all that’s needed. This will all depend upon your loan requirements and other mitigating circumstances which we can discuss when you call.
Holiday & Travel Loan Details
We can assist with many types of holiday loan and finance broker services from a large range of lender facilities. Depending on your situation, we can also wrap debt consolidation into new lending if you want to purchase something at the same time, to optimise your loan efficiency.
A personal loan may provide you with the financial resources and freedom you want to accomplish whatever you want, when you want. It is basically a form of loan that may be used to pay for your travel expenses as well as any other personal purposes you may have at the same time.
Before applying for a personal loan, you should have a firm idea of your trip budget. Make sure to include flights, lodging, visa fees, food and drink, activities, tour packages, vehicle hire, souvenirs, and any trip insurance.
It’s usually important to budget a bit more than you think you’ll need to cover unforeseen expenditures or modifications to your vacation plans.
Things To Consider
1. Do I satisfy the conditions to get a personal loan? The first step is to determine if you fulfil the minimal criteria for a personal loan. Our brokers can assist in ensuring your correct fit to a lender.
2. What does the personal loan cover? The next step is to decide what you want to utilise the money for. This could be for your travel and holiday plans as well as other purposes including additional debt consolidation.
3. What is the interest rate? We can provide up front quotes so you know what your interest and repayments terms will be before signing.
4. What costs are connected with a personal loan? Each loan will have a unique set of costs though we generally aim for low or no on-going account or early payout fees.
5. What is the loan’s term? The duration of your loan determines your payback amounts and longer terms may have higher interest amounts.
What does it take for a holiday loan & vacation finance?
The requirements of each loan first start with working out your needs, wants, and objectives, and then aligning this against your current financial position. From there we can work out which lender, and which of their finance products, is likely going to suit you the best. This will result in different document and verification requirements, which can also be tailored to what is available. We do this all in an efficient transparent way, and generally can show you the top three to five comparisons, and reasons for our finance choice – with the ultimate decision in your hands.
We reverse engineer your financial position, wants and needs, and future objectives, to align you with the most beneficial lender.
Full Doc Loans
- 2 x Payslips
- ATO Tax Returns
- Financial Records
- 1-2 Years ABN NOAs
- Clear Credit History
Specialists Loans
- Exotic assets
- Non-conforming security
- Difficult income verification
- Case by case assessments
- Special loan needs
Low Doc Loans
- No tax returns
- Alternative income
- Bank statements
- Short trading history
- Private lenders
Credit Impaired
- Discharged bankrupt
- Listed defaults
- Late payments
- Low credit score
- Limited credit history
