Exotic Car Financing & Loan Brokers
50+ Lenders Top 3 Options Client Focused Results Driven
Our exotic car financing and loan brokers trawl through over 50 lenders to find the top 3 offers, plus 2 more just to be sure,
for your all your exotic, imported, and modded car loan needs. We negotiate on your behalf and ensure that
whatever loans and finance we recommend, are tailored to favour and optimise your current financials.
Orchard Lending exotic car financing brokers aren’t just about finance today, but laying out a clear path to success,
and ensuring that any loan and finance recommendations fulfil the three Ts – that is to help you
Today, Tomorrow, and Throughout your loan term.
Our exotic car financing and loan brokers go above and beyond to secure the best deals, provide you with honest expert and full life-of-loan broker support.
“Take vacations, go as many places as you can, you can always make money, you can’t awakes make memories.” – Anon
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Free Consults
Exotic Car Financing & Loan Brokers Australia Wide
Looking to exotic car financing & loan brokers to help with your next exotic, import, modded, or out of the normal next car purchase?
We can assist with all types of exotic and dream car financing, with flexible security and unsecured options. Where as going to a lender will result in only their products, we can easily and quickly summarise current lender offers, and rates, and tailor a solution for you. This generally not just saves you time and money, but also gives you comfort knowing you have received the best deal for your situation.
We can obtain financing with dealers and private sales, with no early exit and repayment fees, and a whole host of other benefits as listed below. Enquire for a call back today from one of our credit specialist and ensure you make the right choice on your exotic or dream car financing today.
Frequently Asked Questions
What do I need to get started?
All we need to know at a minimum, is estimated monthly income and expenses, current debt balances and repayment amounts, and an outline of what you want to achieve. We can then arrange our complimentary credit consult with one of our loan brokers to discuss how we can best assist you.
How much can I borrow?
This will largely depend on your credit history and monthly income and expenses and other debt facilities you may already have. For larger amounts further documentation may also be needed and we can provide a full document checklist once a quote has been provided. If you want to find out a good idea of borrowing amount, please book one of our online credit consults or give us a call today. One of our loan brokers can then discuss a tailored potential borrowing amount.
What will my rate be?
This is similar to the metrics used to assess borrowing limit. We can advise an estimated rate from our complimentary credit consult, or to receive a more accurate rate, please get in contact with us to arrange your tailored loan quote.
Does my job or location matter?
We can consider income from any industry and job type Australia wide. The location and industry may effect rate and borrowing limits, depending on the risk rating the lenders apply. Generally your credit history, property details, and level of other debt, are more important lender factors.
Do you need tax returns?
For self-employed applicants we have alternative income verification methods. These can utilise bank statements, BAS or accountant declarations to calculate loan borrowing limits and interest rates. Even if recently employed, we can also assist as generally pay slips or an employment contract is all that’s needed. This will all depend upon your loan requirements and other mitigating circumstances which we can discuss when you call.
Exotic Car
Financing Loans
We can assist with all types of exotic car financing loans from a large range of lender facilities. Depending on your situation, we can also wrap debt consolidation into new lending if you want to purchase something at the same time, to optimise your loan efficiency.
Our main aim though is to put you in a better position, free you from the debt cycle, and ensure any further lending is aligned with your current and future needs, and objectives, and will bring you true benefits.
Start today by arranging a free 30 minute credit consult with one of our loan brokers. From there we can advise how we can assist you, and provide value and benefits around utilising our team for for all your exotic car finance needs.
Your Tailored
Loan Service
A mortgage is likely for one of your biggest financial decisions of your life. Our mission is to ensure that all mortgages will provide true benefits, and meet your needs and objectives for today and tomorrow.
We aim for lenders who have no or minimal on-going fees, no early repayment or exit fees, and who provide competitive rates and finance terms. We only want the true best of the best lenders.
Our process starts with a completely no-obligation pre-assessment from one of our senior brokers where you will have the chance to discuss any questions you may have.
Book an appointment now or apply for a non-committal quick quote to view our tailored mortgage home loan solutions.
What does it take for an exotic car financing loan?
The requirements of each loan first start with working out your needs, wants, and objectives, and then aligning this against your current financial position. From there we can work out which lender, and which of their finance products, is likely going to suit you the best. This will result in different document and verification requirements, which can also be tailored to what is available. We do this all in an efficient transparent way, and generally can show you the top three to five comparisons, and reasons for our finance choice – with the ultimate decision in your hands.
We reverse engineer your financial position, wants and needs, and future objectives, to align you with the most beneficial lender.
Full Doc Loans
- 2 x Payslips
- ATO Tax Returns
- Financial Records
- 1-2 Years ABN NOAs
- Clear Credit History
Specialists Loans
- Exotic assets
- Non-conforming security
- Difficult income verification
- Case by case assessments
- Special loan needs
Low Doc Loans
- No tax returns
- Alternative income
- Bank statements
- Short trading history
- Private lenders
Credit Impaired
- Discharged bankrupt
- Listed defaults
- Late payments
- Low credit score
- Limited credit history