After a debt consolidation loan?

Debt consolidation loans can be a large help on your current debt repayments. We offer a fully free, no-obligation credit review where we look at your current debts, discuss your current and future needs, and look how a consolidation loan may help your current situation. Debt consolations can be hugely beneficial and assist to

  • pay down debt faster

  • lower monthly repayments

  • merge many repayments into one

  • move to a better customer service orientated lender

Why choose us for Your debt consolidation loan?

With a large panel of lenders to choose from, we can align the best lender to your specific situation. We do this manually, which has a large advantage over many of the automatic methods; which generally can’t properly evaluate everyone’s exact situation. This also avoids back and forth ‘re-work’ so generally we can even have applications completed quicker. Our manual review process also assesses your needs from a holistic point of view, to ensure the type of finance, amounts, and other loan features are going to work for you in the best possible way.

Application process

We try and keep the application process as easy and effective as possible. This means we will provide a completely free, initial consultation to assess your needs and current position. From this, we will work out a plan to provide the best solution, and pre-negotiate with lenders on your behalf. Once we are happy with lender’s offers, we will present you the best options for your feedback and a list of what is needed to complete. Once approved, and all docs supplied, most funding is provided within 24-48 hours. Just note that we can provide all types of funding, so the details of documents can be suited to your needs i.e. full doc, alt doc, low doc etc. If you aren’t sure where you fit in, just give our friendly credit assessors a call today.

Types of Debt Consolidation Loans

  • Asset – car, van, general equipment and tools,

  • Most previous debts both personal and business

  • Secured and un-secured options

  • Low or no monthly fee options, no early repayment or exit fees

  • Any other worthwhile personal or business use/purpose

Type of Clients

  • Full doc – last two-year full financials and tax returns for lower rates

  • Low Doc – Only need latest BAS, stat dec, and/or accountants’ letter

  • Alt Doc – other income and financial verification methods available

  • Credit Impaired – low credit score, defaults, bankruptcies considered

  • New Businesses – From 1day ABN, company structure changes and more


  1. Initial consultation – view our contact page for details

  2. We negotiate with lenders on your behalf for the best deal

  3. Seek your feedback and assist with any additional questions for approval

  4. Complete document checklist and seek final approval

  5. Once approved, funds arrive typically 24-48 hours