Home Loan Marketplace

When you walk into a bank branch, or approach one lender, you only get to see what their offering is. Additionally, their products may not be the best ones aligned to your specific situation. By utilising our home loan broker service. we take the time and hassle out of doing all this research for you.

We have access to a large panel of lenders, offering a wide variety of products through our home loan marketplace. We can negotiate deals that are not available publicly, and also workshop your application before formal submission, to ensure the best chance of success.

What’s the best rate available?

Everybody, obviously, wants the cheapest interest rate, however this is almost never the best way to approach a potential loan product for our clients. We look at everything from how quick money/approval is needed, settlement dates, additional features, fixed vs variables, other home loan benefits and more. By doing this, we can still obtain the cheapest market rates, but also offer other rates that may be slightly higher than the most cheapest, but offer a far better product for our clients over the short, and longer term, and in turn put them in the best position possible.

Our fees and prices

One of the best things about using us as your broker, is that in 99% of mortgages, the lender pays us with no out of pocket expenses to yourself. This also, doesn’t result in any higher price for you; in fact many of our clients end up in even better products than if they had gone to their normal bank.

Getting Started

To begin you can reach us on our Contact Us page or feel free to send us a Face Book Message. Initially we can answer all initial questions you may have and then move to  a completely no-obligation consultation. This generally takes around 10-20 minutes and allows us to introduce ourselves, and let us know your needs and wants, and how we can best assist. We can also provide advice how to start preparing for a mortgage application such as documents required, credit health and score review, and any other information that can assist in saving time and stress down the track.

Types of Business Loans

  • Asset – car, van, general equipment and tools, fit outs

  • Invoice factoring/discounting – get paid on invoices before clients pay you

  • Cash Flow – line of credit and overdrafts

  • Yellow Goods – earthmoving, agriculture and construction vehicles/equipment

  • Any other worthwhile business use/purpose

Type of Clients

  • Full doc – last two-year full financials and tax returns for lower rates

  • Low Doc – Only need latest BAS, stat dec, and/or accountants’ letter

  • Alt Doc – other income and financial verification methods available

  • Credit Impaired – low credit score, defaults, bankruptcies considered

  • New Businesses – From 1day ABN, company structure changes and more

Process

  1. Initial consultation – view our contact page for details

  2. We negotiate with lenders on your behalf for the best deal

  3. Seek your feedback and assist with any additional questions for approval

  4. Complete document checklist and seek final approval

  5. Once approved, funds arrive typically 24-48 hours