Who We Are?

Assisting with all types of finance from mortgages, personal loans, car and asset finance, debt consolidation, business finance and more. We take the hassle and guess work out of finance applications, and work to present you in the best possible light. We negotiate direct with lenders and can typically achieve extremely competitive rates.

Why choose us for your mortgage, personal, business and asset loan?

With a large panel of lenders to choose from, we can align the best lender to your specific situation. We do this manually, which has a large advantage over many of the automatic methods; which generally can’t properly evaluate everyone’s exact situation. This also avoids back and forth ‘re-work’ so generally we can even have applications completed quicker. Our manual review process also assesses your needs from a wholistic point of view, to ensure the type of finance, amounts, and other loan features are going to work for you in the best possible way.

How can we help you?

We can assist with all types of mortgages and loan applications including those with bad credit, low deposit loans and mortgages, high LVR property lending, new to market business finance, re-finance and more.

Take advantage of our free Mortgage and Finance Advisory Service. This looks at your current financial positions, and offers advice of what areas may need improvement before putting in a formal application. More than just a broker service, we also have in-house Real Estate Agents and Accountants.

All our loan processes start with an easy no document, no obligation, and no credit check appointment with one of our brokers – either onsite, or over the phone. Send us a message today and see how we can best help you meet your goals today.

Types of Loans

  • Asset – car, van, general equipment and tools, fit outs

  • Mortgage – owner, investor, commercial, constructions

  • Invoice factoring/discounting – get paid on invoices before clients pay you

  • Cash Flow – line of credit and overdrafts

  • Yellow Goods – earthmoving, agriculture and construction vehicles/equipment

  • Any other worthwhile personal or business use/purpose

Type of Clients

  • Full doc – last two-year full financials and tax returns for lower rates

  • Low Doc – Only need latest BAS, stat dec, and/or accountants’ letter

  • Alt Doc – other income and financial verification methods available

  • Credit Impaired – low credit score, defaults, bankruptcies considered

  • New Businesses – From 1day ABN, company structure changes and more

  • New Job – recently employed, new to industry, independent contractors (PAYG)

Process

  1. Initial consultation – view our contact page for details

  2. We negotiate with lenders on your behalf for the best deal

  3. Seek your feedback and assist with any additional questions for approval

  4. Complete document checklist and seek final approval

  5. Once approved, funds arrive typically 24-48 hours or on settlement